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Acs does not verify balances owed, but reassigns the balance in full previously had with former lender. Beware: acs will open new loan amount and not forward your balance owed. My original student loan was created with well fargo and texas guaranteed student loan for $4900 on june 1998. I graduated and completed my studies with a bba in finance on december 1998. I paid my monthly payment from the inception of the loan until 2003. Tgsl = texas guaranteed student loan agency did not give me any payoff amount and they thought I was not going to continue paying my student loan. I decided to find another lender to pay off the remaining balance with new lender - co-step education services.
Beware: co-step education services - did not reveal my balance being forwarded and recreated the entire loan - even when told on the telephone that they were going to adjust my loan amount - but never did.
I was never told my balance and costep started to threaten to force to ask I payoff my loan amount. I decided again to assign another lender my student loan - this company called: acs education services. They confirmed my information on the telephone and merely recreated my loan application from what costep had on file. It would be on feb. 2o15, when I found out that acs never verified the amount owed after making several payments and then decided to stop. I would constantly get the run around and no real answers to my requests. I have proof that shows on that my original student loan was zero balance and paid in full. I then contacted the credit bureaus, reported them to my congressman cuellar's office and have been battling them ever since. These education service companies have manage to send my application with them to the department of education and tgsl - where they do not have anyone to validate any of these amount created fraudulently. Meanwhile, I have suffered with poor credit and many years of no employment because of these criminals stealing my student loan information and recreating their own amounts to benefit them and steal my identity to be very bad>
I am a former u. S. Veteran, former government contract worker, and four year college graduate with a bba in finance - and these companies have no shame and they are given all the powers to steal my good credit as they see fit for accounts that are bogus. Bogus accounts were created on my behalf and nobody believes me enough to have them removed from record after telling them all that these companies have fraud me thousands of dollars. They need to be sued and they need to be made to suffer for the consequences they have created against me and many others out there.
